Laws regarding car insurance change greatly depending on the state you live in. Some places have very straight forward or even practically non-existent laws, while others have more complicated and detailed laws. No matter where you live it is essential to know certain laws regarding auto insurance if you own a car. The state of Pennsylvania is no exception. There are, in fact, 5 car insurance laws in PA that you need to know.

Law #1 – PA’s Minimum Requirements For Car Insurance
The state of Pennsylvania mandates that you carry minimum liability limits of $15,000 per person bodily injury, $30,000 per accident total bodily injury and $5,000 per accident property damage. It also requires you to carry $5,000 in medical expenses coverage. These limits are extremely low and not satisfactory protection for most people when involved in a serious accident.

Law #2 – PA Is A No-Fault Auto Insurance State – Sort Of
You need to choose if you will have a limited tort or full tort option on your PA car insurance policy. Choosing full tort gives you better coverage if you are hurt in an accident. Limited tort is less expensive but it prevents you from receiving compensation for pain and suffering by limiting your right to sue the other party.

Law # 3 – There Are Hefty Penalties For Not Having PA Car Insurance
If you are caught driving without liability car insurance in the state of Pennsylvania, you will get a 90-day suspension of your license and several fines and fees.

Law # 4 – Pennsylvania Has An Assigned Risk Plan
In Pennsylvania, there is an assigned risk plan that ensures everyone can get auto insurance, no matter how high-risk they are. If you have been refused coverage, cancelled, or are having trouble getting coverage, you may want to check into it.

Law # 5 – You Can Stack Uninsured Motorist Coverage For Extra Protection
If you have more than one vehicle on a policy, you can stack the UM coverage on them for an additional premium and get additional protection.

Compare Pennsylvania Car Insurance Policies

Now that you are familiar with these 5 PA car insurance laws, you are well prepared to start shopping around for your car insurance needs. Use a free online quote tool, and you can compare top companies that are ready to offer you the coverage you need.

Pennsylvania is also famous for the amount of Welsh miners who went there in the eighteen hundreds. Nowadays, Pennsylvania is a state, one of the largest states in the USA, which has given itself over to pleasure and tourism. The Pocono Mountains and its many forms of recreation are now famous among pleasure seekers.

There are opportunities for hiking, skiing, camping, sailing, climbing, motor sports and many more. There are many amusement parks in Pennsylvania, some very specialized and others open to the general public.

This dedication to happiness goes back a long way and so Pennsylvania is now famous throughout the United States as a fun-loving state. It not only the location of the oldest roller coaster in America, but it was also the birth place of George Ferris, who invented the eponymous fairground wheel that you can find in all fairground parks all over the world these days.

There is a huge diversity in the type and themes of the amusement parks in Pennsylvania. They range from water parks to indoor parks, from classical entertainment to woodland and snow entertainment. The classical amusement parks are considered to be some of the best in America and have been so thought of for decades.

Pennsylvania is also easily accessible from the metropolises of New York, New Jersey and Delaware.

In general, the amenities in the amusement parks are considered very good. Even the food. This is because a lot of the theme parks are still owned by families and they value their reputation, not only their shareholders. In fact, they still run these family amusement parks as family companies and the service matches those principles.

However, you should understand that some of the amusement parks in Pennsylvania, particularly the family run ones, are old-fashioned, but in a very nice way. You may not experience the hi-tec rides of some of the big cities, but you will enjoy yourself and so will your family in a safe and friendly environment, where, if you have a complaint, the bosses are also the owners and are right there on site. Not that you are likely to have a complaint.

It is worth going on line and checking out ‘Pennsylvania amusement parks’ because there are many of them and there are many themes too. Maybe the greatest theme park of them all in Pennsylvania is situated in the Pocono Mountain Range, where the Pocono Raceway is situated. The NASCAR races in June and August are totally spectacular as are many of the other races held there during the year.

Take the time to look at the amusement parks in Pennsylvania and especially those of the Pocono Mountains. I can assure you that you will not regret it.