Pennsylvania is also famous for the amount of Welsh miners who went there in the eighteen hundreds. Nowadays, Pennsylvania is a state, one of the largest states in the USA, which has given itself over to pleasure and tourism. The Pocono Mountains and its many forms of recreation are now famous among pleasure seekers.

There are opportunities for hiking, skiing, camping, sailing, climbing, motor sports and many more. There are many amusement parks in Pennsylvania, some very specialized and others open to the general public.

This dedication to happiness goes back a long way and so Pennsylvania is now famous throughout the United States as a fun-loving state. It not only the location of the oldest roller coaster in America, but it was also the birth place of George Ferris, who invented the eponymous fairground wheel that you can find in all fairground parks all over the world these days.

There is a huge diversity in the type and themes of the amusement parks in Pennsylvania. They range from water parks to indoor parks, from classical entertainment to woodland and snow entertainment. The classical amusement parks are considered to be some of the best in America and have been so thought of for decades.

Pennsylvania is also easily accessible from the metropolises of New York, New Jersey and Delaware.

In general, the amenities in the amusement parks are considered very good. Even the food. This is because a lot of the theme parks are still owned by families and they value their reputation, not only their shareholders. In fact, they still run these family amusement parks as family companies and the service matches those principles.

However, you should understand that some of the amusement parks in Pennsylvania, particularly the family run ones, are old-fashioned, but in a very nice way. You may not experience the hi-tec rides of some of the big cities, but you will enjoy yourself and so will your family in a safe and friendly environment, where, if you have a complaint, the bosses are also the owners and are right there on site. Not that you are likely to have a complaint.

It is worth going on line and checking out ‘Pennsylvania amusement parks’ because there are many of them and there are many themes too. Maybe the greatest theme park of them all in Pennsylvania is situated in the Pocono Mountain Range, where the Pocono Raceway is situated. The NASCAR races in June and August are totally spectacular as are many of the other races held there during the year.

Take the time to look at the amusement parks in Pennsylvania and especially those of the Pocono Mountains. I can assure you that you will not regret it.

Pennsylvania is one of four states that do not allow wage attachment (typically called a garnishment) for simple debt owed to a creditor. (North Carolina, South Carolina and Texas are the others).

In Pennsylvania, wage attachment can only occur in very limited circumstances. Among those are
1) judgments for child or spousal support;
2) obligations relating to a final divorce distribution;
3) back rent on a residential lease;
4) as restitution for criminal matters;
5) for certain types of taxes.

As you can see, there are very limited circumstances under which PA allows wage garnishment to occur, and credit card debt is not one of them.

The reason that I get this question so much is because many debt collectors use wage attachment as a threat. I would imagine that it is a very powerful threat, the thought of having my wages garnished is very troubling. To a person who is not educated in the law, the threat must be even more troublesome.

Let’s talk about wage garnishment a bit to see exactly what it is and why debt collectors make such a threat. A garnishment is an act whereby money or property that is owed to the Debtor (the defendant in the credit card lawsuit) or that is being held by someone (the Garnishee) for the Debtor, is taken to pay a Judgment. Therefore, wage garnishment would be where the judgment creditor directs the garnishee to hold funds (pay, commission or wages) that are owed to the Debtor and give them to the judgment creditor. Again, to be clear, there is no wage garnishment or wage attachment in Pennsylvania for credit card debt.

Unfortunately, debt collectors still make this threat on a very regular basis, even though wage garnishment cannot occur in PA. They use this threat as a scare tactic and their reasoning is two-fold. The first reason is obvious, they want the money. Most collectors work on a contingent or bonus basis. That means that they get paid a percentage of what they collect, or, they have quotas that they have to meet to get paid. The second reason is that they know that most people are not educated in the law and that most people simply want the issue to go away.

To make a threat of wage garnishment in PA is illegal. There is a federal law called the Fair Debt Collection Practices Act (FDCPA) that provides protections to consumers/debtors. This law makes it illegal for debt collectors to make a threat that they cannot carry out. Since wage attachment or garnishment cannot occur in PA, making a threat to do so is illegal.

If you are a debtor in Pennsylvania and a wage garnishment threat is made against you, contact a consumer attorney right away. You will have the ability to bring a claim against that debt collector and it will not cost you a penny! The FDCPA has a provision in it whereby the debt collector is responsible for your attorney fees if there is a debt collection violation. In that regard, any knowledgeable consumer attorney will take on your case without taking a retainer (an up front payment).