Pennsylvania Blog » Law

What are the reasons or “grounds” upon which a divorce may be obtained in Pennsylvania?

admin — Thu, 07 Jul 2011 06:31:48 +0000

Pennsylvania has “no-fault” and “fault” divorces. “No-fault” requires irretrievable breakdown of the marriage and either a mutual consent to the entry of the divorce decree or a two year separation. There are a number of “fault” grounds, including grounds or charges of adultery, indignities, desertion and other marital wrongs. Defenses to “fault” grounds for divorce include but are not limited to “recrimination” (accusing party is guilty of acts constituting grounds for “fault divorce” such as adultery or desertion) and “condonation” (accusing party forgives spouse by resuming cohabitation or sexual relations.) Most contested divorces arise from property division disputes.

Pennsylvania Car Insurance Laws – 5 Car Insurance Laws in PA That You Need to Know

PeterGrahamFL — Sat, 21 Aug 2010 05:54:21 +0000

Laws regarding car insurance change greatly depending on the state you live in. Some places have very straight forward or even practically non-existent laws, while others have more complicated and detailed laws. No matter where you live it is essential to know certain laws regarding auto insurance if you own a car. The state of Pennsylvania is no exception. There are, in fact, 5 car insurance laws in PA that you need to know.

Law #1 – PA’s Minimum Requirements For Car Insurance
The state of Pennsylvania mandates that you carry minimum liability limits of $15,000 per person bodily injury, $30,000 per accident total bodily injury and $5,000 per accident property damage. It also requires you to carry $5,000 in medical expenses coverage. These limits are extremely low and not satisfactory protection for most people when involved in a serious accident.

Law #2 – PA Is A No-Fault Auto Insurance State – Sort Of
You need to choose if you will have a limited tort or full tort option on your PA car insurance policy. Choosing full tort gives you better coverage if you are hurt in an accident. Limited tort is less expensive but it prevents you from receiving compensation for pain and suffering by limiting your right to sue the other party.

Law # 3 – There Are Hefty Penalties For Not Having PA Car Insurance
If you are caught driving without liability car insurance in the state of Pennsylvania, you will get a 90-day suspension of your license and several fines and fees.

Law # 4 – Pennsylvania Has An Assigned Risk Plan
In Pennsylvania, there is an assigned risk plan that ensures everyone can get auto insurance, no matter how high-risk they are. If you have been refused coverage, cancelled, or are having trouble getting coverage, you may want to check into it.

Law # 5 – You Can Stack Uninsured Motorist Coverage For Extra Protection
If you have more than one vehicle on a policy, you can stack the UM coverage on them for an additional premium and get additional protection.

Compare Pennsylvania Car Insurance Policies

Now that you are familiar with these 5 PA car insurance laws, you are well prepared to start shopping around for your car insurance needs. Use a free online quote tool, and you can compare top companies that are ready to offer you the coverage you need.

Payroll Pennsylvania, Unique Aspects of Pennsylvania Payroll Law and Practice

Kentony — Mon, 24 Sep 2007 08:21:13 +0000

Pennsylvania State Agency that oversees the collection and reporting of State income taxes deducted from payroll checks is:Department of RevenueBureau of Business Trust Fund TaxesEmployer Tax DivisionDepartment 280904Harrisburg, PA 17128-0904(717) 783-1488www.revenue.state.pa.us/Pennsylvania does not have a state form to calculate state income tax withholding.Not all states allow salary reductions made under Section 125 cafeteria plans or 401(k) to be treated in the same manner as the IRS code allows.In Pennsylvania cafeteria plans are not taxable for income tax calculation if used to purchase health or life insurance; taxable for unemployment insurance purposes. 401(k) plan deferrals are taxable for income taxes; taxable for unemployment purposes.In Pennsylvania supplemental wages are taxed at a 3.07% flat rate.You may file your Pennsylvania State W-2s by magnetic media if you choose to.The Pennsylvania State Unemployment Insurance Agency is:Department of Labor and IndustryOffice of Employment SecuritySeventh and Forster Sts.Labor and Industry Bldg.Harrisburg, PA 17121(717) 787-7613http://www.dli.state.pa.us/landi/site/default.aspThe State of Pennsylvania taxable wage base for unemployment purposes is wages up to $8000.00. Pennsylvania requires Magnetic media reporting of quarterly wage reporting if the employer has at least 250 employees that they are reporting that quarter.Unemployment records must be retained in Pennsylvania for a minimum period of four years.This information generally includes: name; social security number; dates of hire, rehire and termination; wages by period; payroll pay periods and pay dates; date and circumstances of termination.The Pennsylvania State Agency charged with enforcing the state wage and hour laws is:Department of Labor and IndustryBureau of Labor Law ComplianceLabor and Industry Bldg., Rm. 1301Seventh and Forster Sts.Harrisburg, PA 17120(717) 787-5279http://www.dli.state.pa.us/The minimum wage in Pennsylvania is $5.15 per hour.The general provision in Pennsylvania concerning paying overtime in a non-FLSA covered employer is one and one half times regular rate after 40-hour week. Pennsylvania State new hire reporting requirements are that every employer must report every new hire and rehire.The employer must report the federally required elements of:Employee’s nameEmployee’s addressdate of hireEmployee’s social security numberEmployer’s nameEmployers addressEmployer’s Federal Employer Identification Number(EIN) This information must be reported within 20 days of the hiring or rehiring.The information can be sent as a W4 or equivalent by mail, or fax.There is a written warning penalty for a late report in Pennsylvania, $25.00 for later violations, and $500 for conspiracy.The Pennsylvania new hire-reporting agency can be reached at 888-724-4737 or on the web at www.panewhires.comPennsylvania does not allow compulsory direct depositPennsylvania has no State Wage and Hour Law provisions concerning pay stub information.Pennsylvania requires that employee be paid on regular paydays designated in advance.Pennsylvania requires that the lag time between the end of the pay period and the payment of wages to the employee not exceed fifteen days.Pennsylvania payroll law requires that terminated employees must be paid their final pay by next regular payday (by certified mail if employee requests). Deceased employee’s wages of $5,000 must be paid to the surviving spouse, child, parent, or sibling (in that order).Escheat laws in Pennsylvania require that unclaimed wages be paid over to the state after three years.There is no provision in Pennsylvania law concerning record retention of abandoned wage records.Pennsylvania payroll law mandates no more than 45% of minimum wage may be used as a tip credit.In Pennsylvania the payroll laws covering mandatory rest or meal breaks are only that minors under 16 must have 30 minutes rest after five hours of work.Pennsylvania statute requires that wage and hour records be kept for a period of not less than three years.These records will normally consist of at least the information required under FLSA.The Pennsylvania agency charged with enforcing Child Support Orders and laws is: Bureau of Child Support EnforcementDepartment of Public WelfareP.O. Box 2675Harrisburg, PA 17105-2675(717) 787-1894*www.pachildsupport.com/Pennsylvania has the following provisions for child support deductions:When to start Withholding?First pay period after 14 days from service.When to send Payment?Within 7 days of Payday.When to send Termination Notice?”Promptly”Maximum Administrative Fee?2% of payment.Withholding Limits?Federal Rules under CCPA.Please note that this article is not updated for changes that can and will happen from time to time.